We have worked closely with a variety of industries to assist in giving our clients holistic solutions









We've got a range of services that suit any working professional from the time they start working to the time they decide to retire.


Retirement planning should begins the day you start your first job, enabling you to retire comfortably.


"He who fails to plan, plans to fail"

2.   Medical benefit which include the following:


From R300pm....Terms and Conditions apply

  • UNLIMITED GP visits and medication
  • Chronic medication for 27 conditions
  • Basic Blood tests and X-Rays
  • Basic Dentistry
  • Basic Eye care
  • Maternity care
  • Emergency and accidental Private  Hospital cover up to R1 million
  • Ambulance services
  • Private care casualty facility
  • Accidental death cover for R10 000
  • Essential wellness benefits for all members


3. Flexipay Bank Debit Card


Our Flexi Bank Debit Card is a cost-effective bank debit card providing you with complete control over your payroll. The bank card functions in several African countries and can be linked to a spouse’s card making it easier for your international employees to provide for their families without delay or inconvenience.


The Card is backed by Master Card and Mercantile Bank:.

  • Mobile transactions
  • Internet Banking
  • Point of Sale (POS)
  • Cash Withdrawal

To get a free quote and assessment with no obligations click on the button below, fill out the form and one of our consultants will give you a call


 In association with Johan Eksteen & Associates (FSB no 10930)

Health Care

1.   Funds@Work Group scheme


From R250pm....Terms and Conditions apply

Which includes the following:

  • Provident fund in your choice of Investment Fund
  • Group Life insurance without medical examination
  • Disability benefits
  • Permanent Income Protector
  • Family cover/Funeral plan for Member, 2 spouses and 4 kids
  • Repatriation of the corpse
  • Education benefit for children
  • Trauma, assault and HIV support
  • Emergency medical services
  • Legal assistance





Helps to minimise the impact of an unexpected life changing event.


Death Benefit Disability Benefit

Cover between 1 and 12 times the annual salary lump-sum if totally and permanently disabled. Max of 8 times ones annual salary.


Critical Illness Income Protection

Lump-sum pays out on critical illness events. A monthly income of 75% pays out, for example insurance pays out until cancer and heart diseases client recovers, retires or dies.


Funeral Cover Children Education Benefit

Up to R50 000 cover per main member. It covers the actual cost of education. Two spouses and 4 children may be additional costs related to studies. They must be

added at an additional cost. At least 50 members and 1 x annual salary.


Spouse's Death Benefit

Maximum of 2 x annual salaries or R2 million. A monthly benefit is paid to the spouse (including the case where an employee’s spouse passes away).

Group Life Cover

For disability & dreaded diseases available at 1 x annual salary


Funeral Cover

R15,000.00 cover including:

One Husband

Two Wives

Four Kids

Repatriation Of Body

Educational Benefits For Children


Family A Benefits

Trauma, assault and HIV support

Emergency medical services (Ambulance)

Bereavement counselling

Legal advice

Claim assistance

"The goal isn't more money, it's living life on your own terms"

Our Team



We have access to a pool of highly skilled consultants and health practitioners throughout the country, who ensure we provide you with holistic health & financial solutions.


Doctors | Nurses | Consultants | Psychologists | Support Team

Educators | Counselors | Legal Services


Overall Policy Limit

Private hospital Emergency & Accidental benefits up to R1 million per year



Hospitalisation Due To An Emergency

Private hospital Medical Emergency benefits up to R17,500.00 per person


Hospitalisation Due To An Accident

Benefits up to R1,000,000.00 per person



Casual Facility

Private hospital treatment up to R5,000 per person



24-Hour Medical Emergency Services

24-Hour emergency contact centre nationwide

Emergency transport services by air or road

Ambulance Transfers between hospitals



Accidental Death

R10,000.00 accidental death benefits

IMPORTANT: Hospital Benefits does not cover any planned procedures

Wellness Benefits

Employee Wellness Assessment Benefits



Assessments of the following:

  • Blood pressure
  • Cholesterol
  • Glucose levels
  • Body Mass Index (BMI)
  • Waist circumference
  • HIV counseling (Pre-and-Post)


Assistance Programme

Unlimited telephonic advisory and counseling services including:

  • Trauma counseling
  • HIV counseling
  • Legal advice
  • Financial advice

"Maintaining good health should be the primary focus of everyone."

Doctor Visits

Unlimited visits at any Unity Health network doctor

1977 doctors on the list


Acute Medication

Unlimited medicine at any dispensing network doctor


R2,750.00 per year at any Clicks or Dis-Chem


Chronic Medication

Chronic Medication for 27 chronic conditions and diseases


Basic Blood Tests & X-Rays

Referred by network doctor


Basic & Emergency Dentistry

Basic dental procedures & accidental dentistry up to R2,200.00 per person per event



Basic Eye Care

One pair of glasses per person every two years



Maternity Care

Two maternity check-ups including ultrasound scans

If you have a Momentum Medical Aid the Repatriation of body of member and family.


Premium would be waved for a year if main 24 Hour trauma help line.


Family Protector – only R 9,75 pm


Health Premium Waver Family Assistance Benefit

Provident Fund

  • Full amount can be taken at retirement


Pension Fund

  • One third can be taken in cash and two thirds must be invested for an income.


Customised solutions can be created for your business.

Flexible needs - based retirement solutions

Available for Pensioners

Funeral Benefit Education

  • R15 000 per main member and 2 spouses
  • R10 000 per child (max 5 children)
  • R7000 per child (max 5 children) when member passes away.
  • Can be increased at additional cost.



Funeral assistance

Emergency medical assistance in case of an accident.

  • Hello Dr. – Speak to a doctor free of charge



We are looking forward to an appointment to discuss your individual needs in detail so that a tailor made solution can be created for your business.



FSB no 10930